About Oakridge Savings
A firm built around a single idea
Incorporated business owners are given business advice, and separately, personal financial advice — rarely both at once, and rarely by people talking to each other. Oakridge exists to close that gap.
Our Approach
Planning that treats your corporation as part of the picture
A conventional financial plan starts with your personal accounts. For an incorporated business owner, that leaves out the largest asset in the room — the corporation itself, and the retained earnings sitting inside it.
We start from your full position — corporate and personal — and build from there. That means understanding your business structure, your retained earnings, your existing insurance, your registered and non-registered accounts, and your timeline, before any strategy is discussed.
What Guides the Work
Principles we hold advisors to
Balanced Explanations
Every strategy is presented with its trade-offs. If something isn't a fit for your situation, you'll hear that directly.
Coordinated, Not Siloed
Your advisor works alongside your accountant and legal counsel rather than replacing them — plans hold up better when the whole team is aligned.
Plain-English First
Financial terminology comes after the plain-English explanation, not instead of it. You should understand your own plan.
The Framework
How every conversation is structured
Whether the conversation starts with retirement, an Immediate Financing Arrangement, or something else entirely, it’s evaluated against the same three-part framework.
Corporate Position
Retained earnings, corporate-owned insurance, and the capital your business has built but hasn't yet put to work.
Personal Position
RRSPs, TFSAs, non-registered savings, and the income you and your family rely on outside the business.
Long-Term Trajectory
How today's decisions shape retirement income, succession, and what eventually transfers to the people you care about.
Oakridge exists to coordinate these three positions into a single strategy — rather than leaving your accountant, your insurance advisor, and your investment advisor to work in isolation.
A Note on Licensing
Every conversation is with a licensed advisor
Strategies discussed on this website — including Immediate Financing Arrangements and retirement income planning — involve licensed insurance and investment products. Your advisor will confirm their licensing and the specific products being discussed before any recommendation is made.
Ready to talk about your position?
There’s no cost, and no obligation to proceed.